It is common for life insurance agents to promote savings plan to the public as viable vehicle to fund one’s lifestyle after retirement. Occasionally, the savings plans are often branded as ‘retirement funds’. So, would you ‘invest’ your money into a savings plan?

This workshop will let you

– Discover the differences in return rates
– How agents mislead clients with their ‘flawless’ presentation
– How to dissect information in a quotation of a savings plan
– How to calculate the actual effective rate of return of a savings plan

Recently cases of one receiving either a ‘conditional acceptance’ or ‘rejection’ from life insurers are increasingly common in Malaysia. This could be due to an increase in health issues arising from multiple unhealthy lifestyle habits among Malaysians.

Let us assume, you are one of the recipients above and felt disappointed about it, the question is: ‘Are there any more options for me apart from queuing up at the government hospital if I wish to enjoy low or negligible medical fees?’

We would discuss:

– Do you really NEED a Medical Insurance?
– How to IMPROVE your chances of receiving an ‘Approval’ by life insurers?
– OPTIONS available to you If your case is REJECTED by life insurers?
– Insurance BENEFITS that your employers are offering to you today.
– DIFFERENCES between Personal Insurance & Corporate Insurance Policies.

This training will be beneficial if you are any of the following group:

– business owners
– property investors
– rich families
– parents with young children
– single/divorced parents

We will go through five different case studies to show you how to plan for the above different situations.

What do accounting, finance and investment have in common with each other?

The answer: It involves a lot of maths (one of it, of course).

This workshop will we be discussing on

– What Most People Get Wrong about Being ‘Rich’?
– How to Become Rich Steadily?
– How Some People Remain Poor Despite Earning a Lot of Money?
– Why You May Have Less Spending Money than You Think?
– What does Rich / Poor Truly Mean? and Many More …

– The Top 5 Financial Ratios to Achieve Financial Freedom
– Key Focus Areas to Work on to Improve Your Financial Life.
– How to Optimise Your Financial Resources to Build Long-Lasting Wealth?
– How to Avoid being Under-Geared and Overly-Leveraged?
– Live Discussion. FAQs. and many more …

– Traditional Policy vs Investment Linked Policy: Which one is suitable for you?
– The Mechanism of Investment-Linked Policies.
– Minimum Allocation Ratio (MAR): What is it and how it affects your policy?
– Latest announcements from BNM in regards to MAR and Balanced Scorecard.
– The Future Outlook of the Life Insurance Industry in Malaysia